Personal Advice

With the right advice setting a plan for your financial future is easy. Take the first step and contact us for a chat.

Personal Advice

 

Most of us have good intentions of planning for a successful financial future, however the hardest hurdle is where to begin? Given you are reading this section, congratulations you have taken the first step. 

While most people want to be financially independent when they retire, the truth is that without taking positive steps before retirement a secure retirement can be out of reach. Unfortunately for many, insufficient Superannuation and the aged pension payments are all they may ever receive.

Pushing back your "financial plan start date" reduces the time you have and in most cases results in having to take more risk later for a higher return to meet your needs.

What is Personal Advice

Personal Financial Services advice is advice that takes into account one or more of your objectives, needs and financial situation.

Your Personal Advice is provided to you in a document that is called a 'Statement of Advice', this document details the advice and the basis on which it is given.

If the Advice recommends a particular Financial Services Product you will also be given information about that particular product using a 'Product Disclosure Statement'.

This will help you make an informed decision about that product(s).

Personal Advice may include:

  • Tax planning
  • Estate planning
  • Business succession planning including life risk insurance
  • Life Insurance and risk management
  • Pre and post retirement planning
  • Retirement income
  • Social security advice
  • Investments
  • Self-managed superannuation funds
  • Wealth accumulation
  • Wealth creation
  • Gearing
  • Standard Margin lending
  • Superannuation and rollover advice
  • Asset allocation and management advice
  • Ongoing advice and review services

Process

Step 1

Consciously decide to review your situation and consider your option.

Step 2

Identify a Financial Planner that can meet your needs.

Step 3

Arrange a time to meet with your Financial Planner to conduct a thorough review of your current situation.

Step 4

Identify your motivations, wants, needs and risk profile.

Step 5

Put a successful plan in place that covers all bases.

Step 6

Monitor your progress with your client portal.

Step 7

Regularly review your plan with your Financial Planner to ensure you are on track.

The Advisers at Direct Super Management are highly skilled in helping people achieve their short, medium and long-term goals with a keen focus on education to assist you in achieving the best outcome possible.

With good advice, your direction becomes much clearer.

For More Information

As our website contains general advice you might require further consultation to help secure a financial future that suits your unique situation. Please contact our office today to make an appointment time convenient to you. Phone: (03) 9633 7180